SecurTest Privacy Principals

Effective Date: October 22, 2008

For over 30 years, SecurTest, Inc. has taken great pride in the relationships that it has developed with our clients, applicants for employment, employees of our clients, and the general public. We at SecurTest are dedicated to protecting your privacy and any personal or business information we obtain from you with care and respect. The Privacy Principals described herein are designed to answer your questions regarding our privacy policies and principles. The terms of this policy apply to the iReviewNow Web site, except where noted. SecurTest is a provider of information that helps businesses, non-profit organizations, and federal, state and local governments make informed hiring and retention decisions screen their applicants and employees and consumers, reduce fraud, mitigate risk, facilitate business decisions, and make our world safer, while protecting consumer privacy. Our Privacy Principles apply to Personally Identifiable Information, (a) which includes Sensitive Personally Identifiable Information, (b) collected, maintained, used or disseminated by SecurTest in delivering information products and services through any SecurTest company or line of business. Many of our products are already subject to important privacy protections provided by federal and state laws, such as the Fair Credit Reporting Act and its state law counterparts. We give careful attention to our privacy policies which we review and change, from time to time, as necessary and appropriate. To underscore our commitment to privacy and our vision that good privacy is good business -- for SecurTest, for our customers and for consumers -- we have adopted the following Privacy Principles.

Online Privacy

We strive to protect the privacy of Personally Identifiable Information obtained over the Internet and apply our Privacy Principles and evolving standards to the online environment.

Sensitive Personally Identifiable Information

We strive to provide additional safeguards for Sensitive Personally Identifiable Information which presents the highest risk of being misused for identity theft or fraud.

Relevance

We strive to collect, maintain, use and disseminate Personally Identifiable Information, when doing so benefits the consumer, improves public safety, reduces fraud, improves risk management, facilitates the delivery of goods or services, or improves the quality of our services and products.

Reputable Sources

We strive to assure that every source we use is reputable and reliable. We believe in public access to public records and we believe that public record access nourishes values that are critical to the vitality of our democracy.

Consumer Point of Contact and Access

We strive to provide consumers with a central point of contact regarding their questions about SecurTest and its commitment to the responsible use of Personally Identifiable Information. We also strive, whenever practicable, to provide consumers, upon request, with meaningful opportunities to review Personally Identifiable Information we maintain about them, without cost to the consumer, annually, through ChoiceTrust.com.

Data Quality, Correction and Dispute Resolution

We strive to disseminate Personally Identifiable Information that is accurate, timely and complete. We also strive, as appropriate and practicable, to provide opportunities for consumers to dispute and correct information we report.

Education/Notice/Opt-Out

We strive to inform consumers, either directly or through notices in our brochures, on our web sites, or through other public information and education opportunities, of the types of Personally Identifiable Information we obtain about consumers, how and when that information is used, when it might be disclosed and the safeguards we have in place to protect Personally Identifiable Information. In addition, we allow consumers to opt-out of the dissemination of Personally Identifiable Information from SecurTest owned marketing services databases. Finally, we allow individuals to opt-out of certain SecurTest products and services as required by law and SecurTest policies.

Accountability

At SecurTest, we support federal regulation of the data industry, with responsible and effective legislation governing the practices of all data providers. We support industry oversight and active engagement with the privacy community. We believe that strong privacy and information security protections are vital for an effective and trusted data industry.

Data Security

We strive to protect Personally Identifiable Information which we maintain or disseminate so it is not obtained by unauthorized individuals or used in unauthorized ways. We strive to know that our customers are legitimate and verify that they have an appropriate and lawful purpose for obtaining information. We continue implementing and updating security safeguards, as appropriate.

Identity Theft

We strive to help consumers avoid identity theft and, when identity theft occurs, to mitigate any adverse consequences. It is important that consumers who may have had their Sensitive Personally Identifiable Information acquired by an unauthorized individual be notified as follows. Where a state law requires notice, we comply with the law. In those states where identity theft notice laws do not exist, SecurTest follows the Company’s Information Security Breach Response and Notification Policy which provides that SecurTest will notify affected consumers when Sensitive Personally Identifiable Information owned or licensed by SecurTest is acquired by an unauthorized individual and whenever SecurTest has a reasonable basis to believe the breach has resulted in, or there is a significant risk that it will result in, harm to the consumer to whom the information relates.

How to Ask Questions, Send Us Comments or Opt-In or Out

If you have questions or wish to send us comments about this Privacy Policy, please send an e-mail with your questions or comments to Email us or write us:

SecurTest, Inc.
13902 N. Dale Mabry Hwy
Suite 250
Tampa, FL 33618

(800) 445-8001 or (813) 445-8001

Please be assured that any personal information that you provide in communications to the above e-mail and postal mail addresses will not be used to send you promotional materials, unless you so request.

YOUR CALIFORNIA PRIVACY RIGHTS Beginning on January 1, 2005, California Civil Code Section 1798.83 permits customers of SecurTest, Inc. who are California residents to request certain information regarding its disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an e-mail to Email us for write us:

SecurTest CA Privacy Rights
13902 N. Dale Mabry Hwy
Suite 250
Tampa, FL 33618

How iReviewNow.com (SecurHomeland) Helps Protect You, Your Applicants and Employees

We are the inventors of the proprietary SecurHomeland iReviewNow System that helps applicants, employees, and consumers better protect themselves from inaccurate, outdated, and identity theft or fraud while providing employers or prospective employers a better picture of their background and qualifications. When a background investigation report covered under the FCRA contains adverse information that might impact your decision, our proprietary patent pending iReviewNow System becomes part of the report.  The applicant can securely view and comment on their report as you review it or you may give them a faxable copy. The subject immediately authenticates his or her information for accuracy and provides additional insight that will help you make informed decisions. You expand your pool of qualified applicants or consumers as you get real-time usable information authenticated from the applicant or consumer. This helps mitigate risks and claims from consumers, applicants and employees who otherwise must wait to receive a notice by mail of adverse information or decisions. Most importantly, iReviewNow levels the playing field by making consumer, applicant and background reports transparent and accurate.

 Your Rights

The following are your rights and helpful information about your consumer or background report. These rights are never waived without your express consent.

If your consumer is a California resident, the following notice is provided as required under California law:

The report does not guarantee the accuracy or truthfulness of the information as to the subject of the investigation, but only that is accurately copied from public records. Evidence of identity theft may or may not be identified from this report.

The recipient of this report shall give a copy of this report to the subject of the report.

Failure to provide a copy of the report as required bv law may expose the user to liability as specified in Section 1786.50.

A Summary of Your Rights Under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness, and privacy of information in the files of every "consumer reporting agency" (CRA). Most CRAs are credit bureaus that gather and sell information about you -- such as if you pay your bills on time or have filed bankruptcy -- to creditors, employers, landlords, and other businesses. You can find the complete text of the FCRA 15 U.S.C.1681-1681u, at the Federal Trade Commission's web site (http://www.ftc.gov). The FCRA gives you specific rights, as outlined below. You may have additional rights under state law. You may contact a state or local consumer protection agency or a state attorney general to learn those rights.

* You must be told if information in your file has been used against you. Anyone who uses information from a CRA to take action against you -- such as denying an application for credit, insurance, or employment -- must tell you, and give you the name, address, and phone number of the CRA that provided the consumer report.

* You can find out what is in your file. At your request, a CRA must give you the information in your file, and a list of everyone who has requested it recently. There is no charge for the report if a person has taken action against you because of in formation supplied by the CRA, if you request the report within 60 days of receiving notice of the action. You also are entitled to one free report every twelve months upon request if you certify that (1) you are unemployed and plan to seek employment within 60 days, (2) you are on welfare, or (3) your report is inaccurate due to fraud. Otherwise, a CRA may charge you up to eight dollars.

* You can dispute inaccurate information with the CRA. If you tell a CRA that your file contains inaccurate information, the CRA must investigate the items (usually within 30 days except in Maine where such period is 21 days) by presenting to its information source all relevant evidence you submit, unless your dispute is frivolous. The source must review your evidence and report its findings to the CRA. (The source also must advise national CRAs -- to which it has provided the data -- of any error) The CRA must give you a written report of the investigation, and a copy of your report if the investigation results in any change. If the CRA's investigation does not resolve the dispute, you may add a statement to your file. The CRA must normally include a summary of y our statement in future reports. If an item is deleted or a dispute statement is filed, you may ask that anyone who has recently received your report be notified of the change.

* Inaccurate information must be corrected or deleted. A CRA must remove or correct inaccurate or unverified information from its files, usually within 30 days(except in Maine where such period is 21 days) after you dispute it. However, the CRA is not required to remove accurate data from your file unless it is outdated (as described below) or cannot be verified. If your dispute results in any change to your report, the CRA cannot reinsert into your file a disputed item unless the information source verifies its accuracy and completeness. In addition, the CRA must give you a written notice telling you it has reinserted the item. The notice must include the name, address and phone number of the information source.

* You can dispute inaccurate items with the source of the information. If you tell anyone -- such as a creditor who reports to a CRA -- that you dispute an item, they may not then report the information to a CRA without including a notice of your dispute. In addition, once you've notified the source of the error in writing, it may not continue to report the information if it is, in fact, an error.

* Outdated information may not be reported. In most cases, a CRA may not report negative information that is more than seven years old; ten years for bankruptcies.

* Access to your file is limited. A CRA may provide information about you only to people with a need recognized by the FCRA -- usually to consider an application with a creditor, insurer, employer, landlord, or other business.

* Your consent is required for reports that are provided to employers, or reports that contain medical information. A CRA may not give out information about you to your employer, or prospective employer, without your written consent. A CRA may not report medical information about you to creditors, insurers, or employers without your permission.

* You may choose to exclude your name from CRA lists for unsolicited credit and insurance offers. Creditors and insurers may use file information as the basis for sending you unsolicited offers of credit or insurance. Such offers must include a toll-free number for you to call if you want your name and address removed from future lists. If you call, you must be kept off the lists for two years. If you request, complete, and return the CRA form provided for this purpose, you must be taken off the list s indefinitely.

* You may seek damages from violators. If a CRA, a user or (in some cases) a provider of CRA data, violates the FCRA, you may sue them in state or federal court. The FCRA gives several different federal agencies authority to enforce the FCRA: