Securing Your Information Help Tool
Securing your background information and reports at iReviewNow.com® is critical. And part of that is safeguarding your confidential information. Protecting your information requires you to take ownership and responsible steps. Here are some easy steps to help keep your iReviewNow® information and account safe and secure.
Use a Strong Password
• Your password must be a minimum of 8 letters, numbers and characters.
• Your password must contain at least 2 of the 3 following criteria:
• At least 1 letter (uppercase or lowercase)
• At least 1 number
• At least 1 of these special characters: ! # $ % + / = @ ~
• It must be different than your previous 5 passwords.
• It can't match your username.
• It can't include more than 2 identical characters (for example: 111 or aaa).
• It can't include more than 2 consecutive characters (for example: 123 or abc).
• It can't be a commonly used password (for example: password1).
YOU ARE RESPONSIBLE FOR REMEMBERING YOUR USER NAME AND PASSWORD. DO NOT SHARE IT WITH ANY OTHERS TO AVOID BEING REMOVED FROM IREVIEWNOW.
Change Your Password
Making it a habit to update your iReviewNow password, as it is an effective way to help keep unauthorized people from accessing your information or reports.
Keep Your Phone Safe
These days your phone is like carrying a small computer in your pocket with access to personal information. Taking a few small steps can help protect your money, confidential personal information, and your identity.
If your smartphone is lost or stolen
Š First, follow the recommended steps of your mobile service provider to report a lost or stolen phone.
Š Always, notify the law enforcement agency where the device was lost or stolen.
Š If you are using the iReviewNow Mobile app, there’s no need to contact us or change your Personal ID or Password. When you get your new phone, download the new app or sign in at iReviewNow.com to continue using iReviewNow.
Š Login online at iReviewNow.com and change your password.
Š As always, you'll want to monitor all your accounts for suspicious activity.
Password-protect your smartphone
Always lock your phone when it’s not in use.
Set your phone to automatically lock after being idle for a set amount of time.
Set your phone to use a longer and stronger password than the default 4-digit unlock code if this option is available on your phone.
For even better security, set your phone to erase all data after 10 bad password attempts.
Clear data from your smartphone frequently
Delete text messages from financial institutions, especially before sharing, discarding, or selling your phone.
If you visit the iReviewNow website using your phone, delete the cookies and cache regularly.
Better yet, use our dedicated app.
Always download apps from reputable sources
Criminals try to lure people into signing up for mobile banking using fake apps and/or websites.
If you’re considering adding an app to your mobile device, review the app’s permissions so you understand what the app is capable of doing before you decide to download it.
Don’t fall for phishing scams
Phishers create links that look legitimate but instead direct you to malicious websites when you select them.
Due to the small screen size in smartphones, it’s even harder to spot whether a link is legitimate. If you need to access a website, type in the address yourself.
Remove personal information before replacing your smartphone.
Don’t rely on carriers, recycling firms or phone deposit banks to “clean” your phone before disposal or resale to third parties.
Follow your phone manufacturer’s instructions to remove all personal information from your phone before decommissioning it.
Learn to Spot Phishing
Phishing scams attempt to trick you into revealing your personal information like your Social Security number, date of birth, banking, credit card, or Personal Identification Number (PIN). And often the phishing scam will look like a legitimate email.
Recognize Email Fraud
Identity thieves are bold and their efforts can be very sophisticated. People are fooled every day, so it’s important for you to be alert to the ways thieves will try to get your personal information, and knowledgeable about what to do when that happens.
In what’s known as “phishing,” large numbers of recipients are sent email messages referencing a well-known bank or retailer. In these cases, the thieves don’t expect all the recipients to have a relationship with the company, but they are targeting the smaller percentage of people who do, and who in their concern about the message, will “click through” the links on the email to verify their personal information.
In order for this to work – and it does – the emails must be convincing. To help you recognize phishing, remember that fake emails will:
Š appear to be from legitimate banks, financial institutions or retailers using copied logos and content style.
Š use fake websites or pop-up windows to collect your personal information.
Š may incorporate links to real websites to help convince you the email is legitimate.
Š request confidential information like account numbers, personal IDs, passwords, card numbers and PINs.
Š use upsetting or alarming statements to elicit an immediate response from the recipient.
Recent scam attempts are increasingly including telephone numbers to call. Called “vishing,” these calls are answered by official-sounding representatives or automated response systems that collect your personal information over the phone.
No matter how they get your personal information, thieves act very quickly to transfer money, charge goods and services to credit cards and/or use social security information to set up new accounts. A great deal of damage can be done in a very short time.
Protect yourself by:
Š taking the time to calmly examine the claims in the email.
Š checking the authenticity of the email by contacting the company appearing to be the originator – but don’t use contact information provided in the email.
Š never sharing any personal information, especially your Social Security Number, account numbers, login or password information through email. iReviewNow will never ask for personal information in an email.
Remember: iReviewNow will never send you an email requesting sensitive personal information. View additional tips on how to protect your personal information.
This information provided by iReviewNow is for informational purposes only, as Internet, email, electronic device, and personal security is the responsibility of the consumer. Go to ftc.gov, fbi.gov, and other websites to stay up-to-date on how to protect your identity and personal information. Rev. 03.16.17